(Čeština) mBank recenze 2020
Wednesday September 9th, 2020
Home > Curve Card > Curve Card – Review 2020 + bonus £5
Saturday June 20th, 2020
This card is a bit different than the others. I like the concept this company has come up with and, in this case, their unique idea. Curve Card is a British (physical) payment card, which is smarter than Your regular card issued by banks. Main function of this card is to pair all Your current payment cards into one, Curve. This will help You save wallet space. If You own only two cards, it may not be of such use to You, but in case You are using three or more cards, You will greatly appreciate this gadget. Even though Curve Card is issued by a British company, it fully supports most world’s banks cards. I can confirm following ones which I have personally tested: Revolut, Monese, Monso, N26, TransferWise and Raiffeisenbank.
All the Curve Card Blue functions + additional ones:
The only way to obtain it is to place an order via Curve application (available for Android and iOS), which You can download for free onto your smartphone. Type in the code: 4THNP while registering, and we will both (You and me) receive £5 onto our cash-back Curve accounts. You can use this bonus later for any payments you are making with Your Curve Card. Your Card will be delivered by post within 3 working days from the day You have placed the order. The first transaction must be made within 7 days of registration to get bonus!
Basic Curve Blue version is free. There are no monthly fees and no issuing or shipping charges (if You have used the promo code). The other option is Curve Black. The advantage of Curve Black is the option to add up to three cash-back partners, for an unlimited period of time. Another benefit of Curve Black are higher limits for fee-less transactions and ATM withdrawals. Curve Black will cost You 9,99 EUR/month. Highest ranked Card – Metal is not currently available in all coutries. This Card boasts the option to add up to six cash-back partners. The Card itself is made of actual metal. For a casual traveller, Curve Blue is more than enough. I am currently using Curve Black, but I have used Curve Blue during my first year.
Since there are no monthly fees with Curve Card Blue, surely You must be wondering, where the company gets their profit from. It is Your card transactions that help Curve earn its money. Curve pays the bank 0,2-0,3 %, then it cashes in the remaining 1-1,6% of the transaction value from the payment terminal operator. Curve also profits on currency exchange. Globally speaking, tens of thousands of exchanges can add up to some very interesting amounts.
It is simple. Open the Curve application on Your smartphone and swipe to pick Your desired card from the list, then confirm it by tapping its picture. In case You do not have enough time to choose between cards, use Curve with the last card you opted for, and then from the comfort of Your home, take advantage of the function Go Back in Time to match the transaction with a card of Your choice.
You can use it to do all of the following and more: adding new payment cards, picking the card You want to pay with, monitoring the transactions on all Your cards, lock Your Curve Card, display the current PIN of Your Curve Card, show monthly Card limits and monthly payment overviews sorted into categories (food, electronics, travel…).
I have had the Card since the beginning of October 2018, so I take the liberty of saying: „everything is working fine, as promised by Curve Card“. In all this time, the system had 5 drop-outs during which I could not use my Card for a little bit. The operator has apologized for these outages via notification. But first things first. The issuing and shipping of the Card went fine. Also, adding my cards to the application was without a problem. I have made my first contact payment at a shop, and thus activated the Card. I have also tried contactless payments and they are working without a glitch. As soon as You have made Your payment, a notification appears on Your phone. I really like the well worked-out expenses overview within the application. I have tested the cash-back function at a Shell gas station and in IKEA, and indeed I have been credited 1% back from both of my payments, on the very same day. When looking at one of my regular cards’ bank statements, Curve Card payments or ATM withdrawals are shown as internet transaction with a CRV prefixed, and based in London.
From 29.1.2020 you can link your Curve Card to your iPhone or Apple Watch and pay by Apple Pay. I tested this function and works preferctly.
Personally, what I like the most is the idea of unifying all Your cards into one, while using only one PIN. I do have to say that if I am working with foreign currencies, I prefer the Revolut Card and its additional functions. For this reason, I have my Revolut Card added into Curve Card. Another function I really enjoy is the card locking within the Curve application. All it takes is a situation when You can’t find Your wallet, where all of Your documents and cards are. At first You break up in sweat, but after your pulse rate has gone down, You can reach into Your pocked to find Your phone and open the Curve application. Then it is just a matter of seconds to lock Your Card. After a while of confused running around the house, You realize Your wallet has been in Your jacket pocket all along. With a feeling of relief You open Your application once more, this time to unlock Your Card. The issuing and use of Curve Blue will not cost You anything, so why not give it a try…
Type in the code: 4THNP while registering, and we will both (You and me) receive £5 onto our cash-back Curve Card accounts.
To get Your Card for free (along with shipping to Czech Republic) and the additional £5 bonus, all You need to do is use the PROMO code 4THNP while setting up Your account.
Main function of this card is to pair all Your current payment cards into one, Curve. This will help You save wallet space. If You own only two cards, it may not be of such use to You, but in case You are using three or more cards, You will greatly appreciate this gadget.
Yes, both; keeping of the Card and all Card payments are free of charge. The company makes their money on fees from the businesses, with each Card purchase You make.
Most banks, Revolut, Monzo, N26, Monese and TransferWise.
Wednesday September 9th, 2020
Friday August 21st, 2020
Saturday November 2nd, 2019
Friday January 10th, 2020
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Tuesday June 23rd, 2020
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Friday September 21st, 2018
Wednesday April 1st, 2020
Tuesday March 10th, 2020
I am a fan of new IT technologies as well as the FinTech field. I have been using modern ways of paying through my mobile phone and via foreign accounts, for several years now. On this website, I have published several of my reviews and experiences with these new FinTechs.
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